This is some of my boilerplate: 4) when responding (REPLY) back to the list, please edit the ORIGINAL posting, making sure you remove the original's headers e.g., RECEIVED lines, signature, and most of (all) the text. Often times all you will need is a significant SUBJECT: RE: line which REferences the original. You few moments of editting will go a long way in reducing the overhead of FINAID-L and improves everyone's productivity (sometimes it will prevent the automatic rejection of your posting with the inherent delay in reprocessing)