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Sat, 23 Aug 1997 23:24:32 EST
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    *AS SEEN ON TV * AS SEEN ON TV * AS SEEN ON TV* AS SEEN ON TV*
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If you received this electronic mailing by mistake, please pardon our intrusion.

Dear Friend,

Are you or somebody that you know experiencing credit problems?  If your answer
 is yes, I think you will be very interested in our special offer. No longer
 will you have to live like a second class citizen due to a bad credit report.
 Bad credit is caused by a variety of reasons:  Health, divorce, termination of
 employment, loss of income and dozens of other reasons. The bottom line is that
 bad credit can happen to anybody.  There is no specific profile of a person
 with credit problems. It can happen to doctors, lawyers, accountants, the mail
 man, truck drivers, housekeepers and salesmen. As a matter of fact, one in
 three Americans live with some form of bad credit. Fortunately, the United
 States Government has passed many laws under the Fair Credit Reporting Act, all
 of which protect your rights as a consumer. Our manuals will show you how to
 use these Federal laws to your advantage and repair or obtain a new credit
 report.

            ***** THE FRESH START PROGRAM (TM) *****

Have you seen your credit bureau report lately?  Have you recently been denied
 credit because of a bad cedit report? If you have answered yes, then you need
 to take advantage of THE FRESH START PROGRAM (TM). THE FRESH START PROGRAM (TM)
 will guide you through the process of obtaining a BRAND NEW credit bureau
 report. Our easy-to-follow manual will put you on the fast track to obtaining
 your new credit bureau report and can be accomplished within 24 hours!
 Regardless of your credit rating, you can NOW obtain a brand new, fresh credit
 bureau report free of:

                *  ANY bad credit
                *  Bankruptcies
                *  Judgements
                *  Foreclosures
                *  Charge-Off's
                *  Tax Lien's
                *  Repossessions
                *  Late pays
                *  Garnishments
                *  Inquiries

NOW, you can have a 'Clean Slate' and a 'FRESH START' with a brand new, credit
 bureau report.

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            ***** THE COMPLETE CREDIT REPAIR KIT (TM) *****

Good credit empowers you to qualify for personal loans, business loans, auto
 loans, credit cards, home loans and other types of credit you may apply for, at
 the best possible interest rate. As you know, if you don't have excellent
 credit, lenders will NEVER extend credit to you! The Fair Credit Reporting Act
 will allow you to legally and permanently ERASE the negative information on
 your credit bureau file. Anything that is damaging to your credit rating, may
 be removed:
Inquiries, Foreclosures, Repossessions, Charge-Off's, Late Payments
Student Loans, Bankruptcies and Judgements

The 'Credit Repair' companies located in every city will charge from $500.00 and
 up to do what our easy-to-follow manual will teach you. Now, in the privacy of
 your own home, you can repair your own credit at your own pace.

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                        ***** PROOF *****

"Having bad credit was the one thing holding me back from starting my own
 business. After working your program, I qualified for a $45,000 Small Business
 Loan. My business is making me more money than I've ever made.  Your program is
 truly priceless!"
                                        George S.  -  Fresno, CA.

"Thank you, thank you, thank you!  Before, my credit was totally trashed. After
 using your Fresh Start Program and using The Complete Credit Repair Kit, my
 wife and I qualified to purchase our first home with no down payment. These
 programs are worth thousands of dollars!"
                                        Kenneth T.  -  Ithica, NY

"After being laid off, my creditors were not very understanding when I couldn't
 pay my bills and as a result, my credit was very badly damaged.  Once I started
 working again, I couldn't qualify for any type of credit. After using the
 manuals, I qualified to buy a new car, with no down payment."
                                        Mr. Fred C.  -  Tampa, FL

"After my divorce, I was forced to file bankruptcy.  I was told my credit would
 be ruined for 10 years. After using the your manuals, I have great credit
 again.  I even receive pre-approved credit cards in the mail. Thank you so much
 for your amazing program.  I don't know what I could have done without it. I
 highly recommend your program to anyone who has credit problems."
                                        Ms. Anna S.  -  Tacoma, WA

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YOU MAY BE ABLE TO EARN $1,500.00 FOR YOUR TESTIMONIAL ON OUR UPCOMING TV
 INFOMERCIAL.
DETAILS INCLUDED WITH YOUR ORDER.
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Don't let ANYONE tell you that you can not make the transition from a bad credit
 risk to that of preferred credit customer. Over 175,000 satisfied customers
 can't be wrong!  each manual, THE FRESH START PROGRAM (TM) and THE COMPLETE
 CREDIT REPAIR KIT (TM) is normally $89.95 + $3.95 S&H. However, if you take
 advantage of this special offer within the NEXT 24 HOURS, you will pay only
 $34.95 + $3.95 S+H for one program or you can take both programs for $54.95
 +$3.95 S&H (U.S. Funds Only).

To place your order, simply mail the form below, along with your certified
 check, money order, personal check or cash to:

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I.M.S.
5201 Kingston Pike, Suite 6-216
Knoxville, Tennessee 37919

Yes, please send the manual(s) checked below:

$34.95     THE FRESH START PROGRAM (TM)

$34.95     THE COMPLETE CREDIT REPAIR KIT (TM)

$54.95     Both Programs

$_____     Sub Total

$ 3.95     Shipping and handling
$(15.00)   RUSH Delivery (Optional)

$_____     Total Enclosed

I have enclosed (Check One):
_____Cashiers Check
_____Money Order
_____Personal Check
_____Cash

SHIPPING INFORMATION:

Name:_________________________________________
Phone:_______--__________--___________________

Physical Street Address (NO P.O. BOXES):_______________________________________

City:______________________
State:____   Zip/Postal Code:_________________

Your E-Mail Address (Needed for order
 confirmation):________________________________

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SAVE AN ADDITIONAL $5.00!!! FAX YOUR ORDER NOW!!!

Please tape your completed check in the space below and fax it along with your
 order to IMS.

That facsimile number is 1-423-681-6520

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  FAX: 1-423-681-6520

  Please Tape Your Check Here

  Please Sign Your check


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Thank You For Your Order-All orders shipped same day.

654657808038556


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