I just set one of my lists up for topics.

Am I correct in assuming that if they forget to indicate a topic that
LISTSERVER sends it as "OTHER", i.e.:

 [name of list] OTHER: (subject as stipulated by author)

And, OTHER does not have to be stiuplated for everyone to receive it, or
it can in  topic-defaults=
 And, in topic-defaults I can also stipulate "ALL" instead of enumerating
the topics and everyone is automatically subscribed to all topics until
they send a "set (name of list) TOPICS:ALL -(topic) to remove one of the
topics??

Hank

P.S. I didn't receive an answer about vis-a-vis my query about banners so
I assume it cannot be set up for more rotations than once daily?